You’ve planned to be financially free by age X. But what happens if your income takes a sudden hit and derails your financial plans?  With more people having lost their jobs or facing retrenchment (due to the pandemic dragging on for far longer than expected), you’ll need a plan on what to do if your employment situation changes as well. And lest you think that retrenchments only happen to people in their 40s or 50s, think again. Many young professionals in their 20s were retrenched last year, and it even happened to a colleague of mine, who is in his early 30s. I feel really upset each time readers message me for help on what they can do when they’ve been laid off. This is why I’ve stressed time and time again that it is crucial for one to build additional income sources on the side, such as through a side hustle or