Singaporeans and permanent residents are insured throughout their entire life under the MediShield Life package, which offsets hospital bills and outpatient treatments.

What is MediShield Life?

MediShield Life is a basic health insurance that covers all Singaporeans and permanent residents (PRs) for life, regardless of their age or any pre-existing condition. It subsidises treatment in public hospitals and stays in class B2/C wards — the payout is based on how much the hospital charges are. MediShield Life also covers selected outpatient treatments such as kidney dialysis and chemotherapy.

MediShield Life replaced MediShield as Singapore’s national health insurance scheme in 2015.

Difference between MediSave and MediShield Life

MediSave is a personal savings account in a person’s Central Provident Fund (CPF) account. It is compulsory for CPF users to set aside part of their income to offset any personal or dependents’ hospital bills, outpatient expenses, and other healthcare needs.