As healthcare costs continue to rise, more Singaporeans are opting to purchase additional coverage through private health insurance to complement MediShield Life. Singapore’s Ministry of Health (MOH) and insurance companies have also gradually introduced measures to help people guard against the financial impact of critical illnesses, while encouraging people to tap on healthcare services responsibly. What is an Integrated Shield Plan? Integrated Shield plans are policies people buy to supplement their MediShield Life plan. Different types of Integrated Shield plans provide different levels of coverage. Some cover the cost of staying in a Class A or B1 ward in a public hospital, while others cover the cost of being admitted into a private hospital. You can also buy an additional rider that helps to partially or fully offset the deductible and co-insurance portions of your bill. Since all Integrated Shield plans generally provide similar coverage, and hospital and medical bills can only be claimed...