Specifically Retirement Financial Calculation. Another term will be Financial Independent Capability Analysis. And end goal intent is to without a regular job. There are two key opposing forces which could well determine future well-being. Namely, Portfolio Growth ( taking dividends into consideration ) and Core Inflation. The key variable Core Inflation Rate is not within our control as they are driven by government and marco conditions. Surprisingly, per Trading Economics we are on multi-year lows which current stands at 1%. There's a gradual reducing trend from high of more than 4% in Year 1990s. As stated in their website, in Singapore, the core inflation rate tracks changes in prices that consumers pay for a basket of goods excluding changes in the price of cars and accommodation, which are influenced more by government policies. This aren't ke-long statistic as in if we look at other countries inflation, there is a similar trend or low level of figures...