Endowus created a CPF Calculator to help with retirement planning and I felt that was pretty cool. Definitely much nicer than my own spreadsheet. lol. Feel free to give it a try. Risk Profile Goal type: General wealth accumulation Risk tolerance: Maximise returns (loss tolerance -60%) Monthly investment using SRS: $638 I have modified my monthly investment in order to max out my SRS contribution for the year. Account Summary Capital: $26,254.00 (SRS $16,254 and CPF $10,000.00) Current: $31,198.92 (26.74%) There are quite a few differences as compared to StashAway. Firstly, all the cash has been invested while StashAway keeps 1% of the portfolio in cash. Secondly, the fees are not deducted on a monthly basis. The Access Fee charged by Endowus will be deducted at the end of each quarter as stated in their FAQ....