An Integrated Shield Plan (IP) is one of the most popular types of health coverage, since it helps to offset a significant amount of hospitalisation costs. Different types of Integrated Shield Plans provide different levels of coverage. While some provide coverage for a higher-type ward e.g. Class A or B1 wards in a public hospital, others cover private hospital admission. In other words, an Integrated Shield Plan is made up of your MediShield Life, together with your additional private health insurance for extra coverage. An additional rider can be purchased to partially or completely cover the deductible components and co-insurance of your bill. Since the IPs generally provide similar coverage, and medical or hospital bills can only be claimed from one plan, you can only pay for one Integrated Shield Plan via MediSave for yourself, at any given point in time....