Imagine coming home after a hard day at work only to find your home flooded after the pipes burst, with water soaking into everything you own. Nightmare scenario, right? But there are ways to make sure an unexpected disaster doesn’t put you in unnecessary financial stress. In this article, we’ll break down the types of insurance that offer some protection against fire, floods, and other sudden events. Think it won’t happen to you? In 2019, the Singapore Civil Defence Force responded to 2,862 fire calls, of which about 41% were residential. Common causes include personal mobility devices, unattended cooking, electrical fires from faulty wiring, joss sticks, candles or lit cigarette butts. Take it from me. This was the scene I came home to in February 2020. Before I could even step into my flat, I noticed water in the common corridor. A neighbour explained the situation to me, and what they did to prevent more water from flowing out of my home....