Miles and cashback seem like binary choices, but they’re more similar than different, and the lines between them are blurred further with a card like HSBC Revolution.
Do you want miles or cashback? Yes.
Provider
HSBC
Type
Conditional points card
Earn Rate
10X points per dollar equivalent to
4 miles per dollar; or
2.5% cashback
Additional 1% cashback from Everyday+ Cashback programme
Conditions
Contactless payment (PayWave, Apple Pay, Google Pay) on eligible MCCs for 10X points-
Online transactions on eligible MCCs for 10X points
Fulfilment of Everyday+ Cashback programme for additional 1%
Limits
Monthly $1,000 for 10X points
Annual Fee
None
Relatively easy to fulfil conditions
As far as conditional cards go, HSBC Revolution is easy to use. Just use it online, or where contactless payments are accepted, and you will probably get your 10X rewards. “Probably”, because rather than maintain a list of exclusions that do not earn 10X points, HSBC has specified the categories of spend that would qualify for 10X points...
