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Minimum spends and noisy schoolchildren on a bus share a few things in common: they’re annoying, and on sometimes they feel a little too much. Unfortunately for people who prefer cashback, it seems like minimum spends and high-earn cashback cards go hand-in-hand these days. I can’t think of a card beyond 2% cashback that doesn’t have a minimum spending requirement.
The Standard Chartered Smart Credit Card is a little different.
|Earn Rate||6% cashback (19.2 Rewards Points) on spend at:
– Fast food
– Coffee and toast
– Digital Subscriptions
– Daily Commute
0.5% cashback (1.6 Rewards Points) for all other spend
|Conditions||No minimum spend
6% on selected categories
|Limits||14,400 Rewards Points cap on 19.2 Rewards Points earn rate|
|Tracking||Transactions posted in statement month|