China Taiping i-Secure is an insurance plan that offers coverage against total permanent disability, death, and terminal illness. Beyond, it offers a minimum death benefit if an insured person is diagnosed with a terminal illness or dies. Multiplier options are common in whole life insurance; however, i-Secure is more advanced. You can boost your sum insured by a multiplier of 2, 3, or 4 up to ages 71 or 86 and extend it indefinitely. However, you’ll need to pay for the insurance cost attached to the cash value to extend. Currently, the 86 option is one of the highest on the market. Because it’s a participating policy, it accumulates the cash value as bonuses. Criteria Minimum sum assured starts at $50k Life Assured: 0 to 65 years Policyholder: 18 to indefinite   Basic Product Features Coverage Duration The China Taiping i-Secure II offers lifetime coverage with two multiplier