This article is written in collaboration with Standard Chartered Bank (Singapore) Limited (“Standard Chartered”). All views expressed in the article are the independent opinions of Heartland Boy. All information provided is for informational purposes only and is not intended to be construed as advice or an offer for any product or service. Standard Chartered is not liable for any informational errors, incompleteness, delays, or for any actions taken in reliance on information contained herein There is a new credit card in town, and one that throws up 6% cashback and 0% interest 3-month instalment plans! Standard Chartered Bank (‘SCB’) has launched the Smart Credit Card that differentiates itself  from the pack with its unique value proposition. 0% interest instalment plans basically allows cardholders to get their hands on something sooner rather than later, making big ticket items more affordable without incurring any additional costs. Here is my review of the...