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Let’s learn how to manage debt effectively!
Debt management is getting your debt under control through financial planning and budgeting. The goal of a debt management is to use sound strategies to lower your current debt and move toward being debt free.
WHAT IS DEBT?
Debt is an amount of money owned by one person to another individual or organization, for which the person is legally responsible to pay back the money including any interest incurred for the money owned.
Personal debt is usually taken by a person to make a purchase that they could normally could not afford under normal circumstances.
Debt is also called future money, loan or credit statement....