Take a minute or 2, close your eyes and imagine – what does your dream retirement look like?

Is it travelling from country to country, cruise to cruise, laying by the beach and sipping cocktails?

Or perhaps it’s pursuing your passion that you’ve always wanted to do but never had the time to?

Or maybe it’s just spending time with your loved ones, and buying gifts and delicious food for your precious grandchildren?

No matter what age you’re at, you’ve probably thought about your dream retirement. You’ve probably imagined how you’re going to enjoy the final years of your life after the 996 grind you’ve been going through for the past 50-60 years of your life.

But why dream of it when you can make it a reality? To take the first step, you would need to have proper financial planning in place. And one way to start is with a retirement annuity plan.