Time is something that cannot be bought. Nor can it be reversed. For many of us with full-time jobs, we trade our time and effort for money. Some of you might have heard of the movie “In Time”, starring Justin Timberlake. In that movie, the scene was set in a world where you are able to “buy” time. Back in real life, as investors, while we are unable to buy time with money, time can be used to make money. Time to compound your wealth The beauty of investing is that you can slowly inject money into stocks over the long term to build up your investment portfolio. If we assume a consistent injection of S$1,000 per month, or S$12,000 a year, over a period of 20 years, you’d end up with S$240,000. Better still, if the money was invested in dividend stocks that paid out an average of 4% dividend yield,...