Saving & Spending
What’s the Value of My Points?
By Sethisfy  •  October 27, 2021
Reward points can be confusing, and that’s perhaps one of the features for the companies offering them. Who’s to say whether 1,000 OCBC$, 500 DBS Points, or 1 Seth Star is worth more? Here I attempt to list out all the different points one can earn in Singapore, and it’s definitely not exhaustive. Do comment below or in the Telegram post’s comments to add more info for everyone’s benefit! Value of each point ≠ earn rate Take note that having a higher value does not mean that a particular card is superior. For instance, each OCBC$ is worth 0.4 miles while each DBS Point is worth 2 miles, but this does not mean that DBS cards are necessarily better. The optimal earn rate of the OCBC Titanium Reward is 10 OCBC$ per dollar which translates into 4 miles per dollar, while the optimal earn rate of the DBS Woman World Mastercard is 2 DBS Points per dollar which also translates into 4...
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By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.
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