My wife has been pestering me to go property viewing with her during these times. A happy wife is a happy life. So i obliged. 

The above table are the latest 1 year transactions based on URA from September 2021 to October 2020 for a particular freehold property. As gross yield can be really misleading, I decided to do a simple calculator, taking into account all the fees which we will need to pay.Additional buyer stamp dutyBuyer stamp dutySeller stamp dutyEstimate renovation and furnitureCommission paid to agent when we sell this property in futureCommission paid to agent when we rent out this propertyMCST feesInterest ratesProperty taxes on rentWe made a few best case assumptions.Property never going to be vacantNo replacement of aircon, lights, fridge , sofa etc for the holding periodThe calculator used is below. (Ignore the data in the field.) 


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