Genetic testing is getting more common as the medical scene evolves. If you find out that you have a  “bad” result from the testing, you might fear whether your insurability will be impacted or worried that this is considered a pre-existing condition. On 27 October 2021, the Ministry Of Health (MOH) and Life Insurance Association (LIA) have put together a Moratorium to protect Singapore Residents from having their insurability impacted as a result of having taken predictive genetic testing. Please refer to the complete details on the LIA’s website. In an event of doubt, please refer back to the complete details as hyperlinked above. Impact Of Genetic Testing On Insurance Singapore A Brief Background If you know that you have a higher chance to develop a condition in future (via those gene testing), you might load up on more insurance now. Insurers knowing that will ask for those test results. To then prevent...