By 2030, 1 in 2 healthy Singaporeans aged above 65 are expected to become severely disabled by the end of their lifetime.. We can no longer afford to ignore protection for long-term care and what it'll cost us, but will relying on CareShield Life be enough? If you're looking to insure yourself against this potential financial burden, check out Income's Care Secure. When our government decided to implement CareShield Life as a mandatory national insurance scheme for all Singaporeans aged 30 onwards, I knew we could no longer afford to ignore the issue of long-term care and its costs. There are generally 6 types of ADLs being assessed: Source: Care Secure brochure Unfortunately, CareShield Life does not cover you in the event of moderate disability where you are unable to carry out 2 ADLs independently... However, even though you don't qualify for CareShield Life payouts at this stage, you're likely to...