While a Critical Illness insurance policy is not as critical (pardon the pun) as a Hospital and Surgical insurance, it is definitely a good-to-have in one’s defence against unexpected healthcare risks. This is especially the case as cancer remains the no.1 principal cause of death in Singapore (Source: MOH) Typically, critical illness cover can be purchased either as a standalone policy or as a rider to a term/life plan. If you are looking for a standalone policy, you may want to consider the AIA Absolute Critical Cover (ASCC). This is a comprehensive critical illness insurance policy that is very well thought through and offers multiple layers of defence against not just critical illnesses, but also chronic and age-related diseases. Here is my review of the AIA Absolute Critical Cover (ASCC), consisting of a product summary as well as an analysis of the benefits and costs. 1) COVERAGE FOR EARLY, INTERMEDIATE AND MAJOR STAGE CRITICAL ILLNESSES...