Read? War Chest As Calibrator To Regulate Cash Flow Across Market And Economics Cycle During Retirement (2)
What may actually work to generate sustainable retirement income for Panda/Koala retirees in Singapore market?
The commonly recommended 3% to 4% rule based withdrawal by FAs and/or on the ground tested method based on War Chest as calibrator to generate sustainable retirement income across market and economics flowing into Cash Reservoir to minimize any down the road forced assets draw-down during market low.
Draw-down of assets during market low to support living expenses is a bad investing strategy!
5th year into retirement (2017 to 2021) - Actual outcome...
