Having seen how even healthy folks can suddenly become fully dependent on others for life's simplest tasks - be it due to an accident or an unexpected illness - I've come to realise that disability doesn't just affect older folks. But in the event of an unfortunate disability, how will one afford to pay for the potentially high medical and caregiving expenses, which is likely to be required over the long term?
When I was younger (in my 20s), I used to think that disability only happened to the elderly. But apparently that couldn't be further than the truth, as there are 3 main causes of disability in Singapore - accidents, illness or old age - and the first two can happen to anyone regardless of age.  And that was when I realised, just like how even the healthiest of people can suddenly get stricken with cancer,...