Welcome to the last BTO guide of the year – our November 2021 BTO Launch Guide to help you choose the most suitable unit. This time, there will be 4,501 units across 6 estates on offer including the first Prime Location Public Housing Model (PLH). These are spread across 8 projects in Choa Chu Kang, Hougang, Jurong West, Tengah, Kallang Whampoa, and Central Area. If you are gunning for a unit this year, you’d probably need no introduction on the new PLH model, but just to recap: The PLH model will impose additional restrictions, on HDB flats bought in prime areas:

• 10-year MOP instead of five years
• No renting out the whole flat
• Subsidy Recovery, on top of existing resale levy
• Tighter eligibility requirements
• Reduced number of flats set aside for MCPS

Still, despite the additional restrictions and future uncertainty, that doesn’t seem to have deterred much of the Central area’s popularity – with the 4-room nearly 5 times oversubscribed at the time of writing....