1. Register Intend to Buy

This is the very first step to do and a very simple application to register your intend to purchase a flat. The application is valid for 12 months and can be re-applied again if expired. This application is free. The process of application simply run through an online eligibility assessment for grants, loans and budget based on the information you provided. If you are going to apply for HDB loan, you are required to apply for HDB Loan Eligibility (HLE) after this step. I am going to use bank loan for my purchase and the subsequent steps will be based on using bank loan.

Personally, I did not rush to do this step and only applied 1 day before I signed the OTP.

1. Search for a suitable flat and get OTP

Before starting the process of searching for a flat, I