Dear Readers,

Thank you for coming there! 

Time flies. It is almost end of Nov.

Here is another monthly update of our TNW.

This month is a bit special.

Due to some arrangements, I have not received my salary this month yet.

So it will be counted next month as to not disrupt our update cadence.

So coming back to this month, 30% of that increase was from recovery of stock portfolio and the rest was pretty much Forex. 

SGD dropped a bit against USD/RMB/HKD.

The gold price increased, causing our net-worth in terms of Gold to fall.

Compared to last month, it is slight recovery.

Hope the recovery continues.

Till next time!