Personal Finance
Done for 2021 CPF Retirement Sum Topping-up (RSTU). How about you?
By CompoundingDividendxDividend  •  December 20, 2021
For Year 2021, I topped up $1000 to my SA account + $2000 to my MA account. As a result, I had achieved BHS of $63,000 in my MA account in 2021 at age 34. Given BHS is achieved, the next level will be to achieve FRS in my SA account. Hopefully, I am able to achieve FRS in 2022, else latest by 2023 with the help of monthly contribution supposedly to MA will now flow to SA. In total for myself, I had transferred $72,000 from my CPF OA to SA since 2017 (Link) + $5,000 from Cash to CPF SA + $2,000 from Cash to CPF MA. As for my wife, she topped up $7000 to her SA account this year.
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2 responses to “Done for 2021 CPF Retirement Sum Topping-up (RSTU). How about you?”

  1. Hafiz says:

    Hi! I’m 30 Years Old.

    Is the Cash top up to either SA, or MA done monthly or we can do a one lump sum in January ($1000 for now) to get the additional interest rate?

    Thanks!

    • Derek says:

      Hi Hafiz,

      I believe you are free to do it monthly or one lump sum. I top up one lump sum last month and on hindsight, I should have top up earlier in the year for the additional interest.

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