For Year 2021, I topped up $1000 to my SA account + $2000 to my MA account.

As a result, I had achieved BHS of $63,000 in my MA account in 2021 at age 34.

Given BHS is achieved, the next level will be to achieve FRS in my SA account.

Hopefully, I am able to achieve FRS in 2022, else latest by 2023 with the help of monthly contribution supposedly to MA will now flow to SA.

In total for myself, I had transferred $72,000 from my CPF OA to SA since 2017 (Link) + $5,000 from Cash to CPF SA + $2,000 from Cash to CPF MA.

As for my wife, she topped up $7000 to her SA account this year.