This is going to be short blog in reply to a reader's question. It is a question I get asked somewhat often. Sharing the reply as a blog is probably a good idea as it would give me a blog to point to in future. So, the reader wants to know why Top Up my Medisave Account (MA) when the money cannot be withdrawn? The reader is probably referring to the Basic Healthcare Sum (BHS) which has to be maintained in the MA once we turn 55. Otherwise, of course, the BHS can be drawn upon for specific purposes. For me, the objective of the MA is to have funds for medical expenses in case of hard times. To be honest, I hope I don't ever have to do a withdrawal. If I must draw upon the money in my MA, it means that I am very sick and...