As if the high cost of a wedding isn’t enough, the purchase of a home is often the next thing to follow. Or sometimes (uniquely reserved for Singapore) you’d need to bite the bullet and get a BTO first before actually getting married. So besides the initial hurdle of down payments and renovations, you also need to look five to 10 years down the road, and the changes you can expect to come. Work out the following, so you can get off to a good start in 2022: 2022 may be a tough year for first-time homebuyers, so be cautious At the time of writing, property prices are at a peak. Realistically speaking, most Singaporeans should settle for a smaller home for now. If circumstances permit, you can consider upgrading in later years. Unlike buying a car or a luxury watch, It’s not easy to sell your home and back out, if you make a mistake....