In life, there are a few things that people would love to talk about. One of those is their ideal retirement plan and how they go about travelling and enjoying life in the latter part of their life.

During my army days, I was doing guard duty during the weekend (Yeah got extra), we have a warrant officer who is known to be cranky and hard to handle. However, when I started diverting the conversation to his retirement, he really open up and tell me his grand plans. Life in the army was smooth sailing after that day for me, as I have established great rapport with the warrant officer.

There is FIRE- Financial Independence Retire Early- movement going around especially in the US and Europe region. The goal is to accumulate a substantial amount of money- 500k to 1 million- by living frugally and investing well (In Index ETFs). Some are able to FIRE in their 30s.