I will like to do an update today. It is probably one of the worst start to a new year for my portfolio.

My Estimated Performance for Past Month

Just take a look at my estimated* performance. At the start of the year, I was performing slightly better than S&P500 and now I am down 12.07%. *Do note that the returns include options. Nevertheless, being in this market for over 10 years, I probably felt that I became a true investor over the last 2 years. In fact, I believe I matured much more over the last 3 months. I personally felt that one can only see the growth of an investor in the darkest times. "During the bull market, the hardest thing is to sell. But even if you sell, you still make money.  But during the bear market, the hardest thing is to think rationally. It is not even about what to do...