" Property very high now man, just when i saved up $300 k to buy my $1 million property, it shoot up again!" " Why you want to buy property?" "For retirement loh...Cash flow incoming in retirement years" That's when it started. The sales pitch. If one were to google premium financing, one would notice that the examples shown are normally portraying people in their 40s. The ripe age of wanting to buy an investment property and yet may not be able to due to property prices rising too much. In a nutshell, premium financing insurance product is borrowing money from a bank to buy an insurance product. The series of monthly cashflow from the insurance returns is used to net off the monthly loan paid to the bank. This is akin to buying an investment property and borrowing money from a...