Career & Education
Pros and Cons of Having No University Degree in Singapore
By Sethisfy  •  March 5, 2022
The year is 2005 (wow I’m old) and I got pretty good results for my O-Level. It was also then, at the grand ripe age of 17, I decided I was done with academic studies, despite enrolling in a junior college. My A-Level results that followed were horrific: D’s across the board. With such abysmal grades, no local university would accept me; I tried with all three major schools then: NUS, NTU, and SMU. I applied for courses like Law and Business… with a triple D result I was just trying my luck, and predictably I received rejection letter after rejection letter. I quickly ruled out going to a private uni because I felt like private degrees were belittled in Singapore – no offence meant to private degree holders but it is perhaps the state of affairs in Singapore that job applicants with private degrees are often given less pay and face discrimination in the job market....
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By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.
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