The Only Constant in Life Is Change This is a truth that we have to contend with as many of us face situations where we have multiple expenses piling up, including bills, housing, wedding, travelling. When life decides to slap you in the face unexpectedly, we may encounter situations where there is a need to refinance or find an alternative that could help us better handle the current financial situation, including taking up a personal loan from a bank, licensed moneylenders and credit unions. Source: Imgflip Meme Generator Regardless of whether you need it for an emergency or are looking to manage your personal cash flow. Most of us might need a personal loan at some point. As with any loan, a personal loan comes with an interest rate, processing fee, minimum repayment fee and loan tenure. If you happen to need money urgently and would not want to...