I used to record my daily expenses from University time until the day of HDB purchase. Since the first day of work, my main goal is to get a HDB, I have previously shared this experience in the post - A Decade ago, They Saved S$100K Cash in 4 Years with Earnings BELOW Median Household Income. After that, I have stop tracking expenses as the saving habit is already cultivated throughout years of tracking and of course, complacent and laziness to continue to do so. Now, in order to cultivate the saving habit of my kid, I have asked my kid to start tracking saving and expenses. There are many free expense tracking apps now to do that, gone was the day with paper notebooks and Excel. However, pure tracking would probably be too boring for a kid, and then, I found an app - Fortune City, which combines accounting with city simulation. This is a free...