With rising interest rate, high inflation, Russia's invasion and China's Covid surge going on in the world, the market is expected to be volatile due to the uncertainty. So what do we do?

What do you do when you see your portfolio drops by 20 to 30%? Panic sell? Buy the dip? Or Dollar cost average?

Well my solution is none of the above yet… What is especially important to me during such time is A financial safety net FIRST!

This to me is an important aspect of my overall financial planning. A sound Financial safety net allows me to have a peace of mind knowing that regardless of what happens in the market, I still have something to fall back on. This gives me the emotional stability to stay rational during such volatile times.

The main financial safety net for me is my CPF. It's something that I have been building up for