Managing your finances is a stressful process. Especially when you’re in your 20s and your spending and income are not consistent yet, and you feel anxious about the rising costs of living. It’s very common: Many of us are afraid of looking at our bank balances, especially after the holiday season, and so the uncertainty about our financial situation affects any and all aspects of our lives. Researchers at Cambridge University have found that financial phobia is a condition that could be affecting up to 20% of the population, making it a real obstacle for some. Understanding why you feel this way can help alleviate the stress, which puts you in a better position to take practical steps towards a healthy management of your finances. Where does the stress come from?  Socio-economic circumstances The most obvious cause is your background. Some of us are in less fortunate situations, which makes us feel more anxious than most about common...