“You must go to the University. It is the first ticket to success in life.” – My mother. I’ve heard this countless times and I’m sure most of you have heard of it, too. I was the typical Singaporean student who was spurred to pursue a university education because of my parent. And when we’re talking about going to college, the first thing that comes to mind is usually… college fees. Source: Tenor An average Singaporean spends about $427,035 by the age of 30, and the first $30,000 is actually on a student loan. For clarity, I’m referring to the Ministry Of Education’s Tuition Fee Loan, which would’ve easily set you on a $30,000 debt right when you’ve just entered college. I could take up a personal loan, but I didn’t because the Tuition Fee Loan covers up to 90% of the subsidised tuition fees. Regardless of whether you’re on DBS, OCBC or UOB Tuition Loan, the repayment starts no later than 2...