For AXA SmartPA Protect+ , the policy wordings are good and there is a $2,000 limit for medical expenses for the most basic plan (SILVER). Premium is really competitive and has a promotion now!

Do note that AXA Singapore is now part of the HSBC group but there is no change in the product if you are an existing policy holder.

Free coverage for child!

For AXA SmartPA Protect+ , with just one parent covered, child get FOC coverage of 20% of parent limits. Especially important for medical expenses from injuries that need treatment from outpatient clinics.

This is a quick glance at the plan main benefits first.

The part parents will love is the FOC coverage for HFMD for their kids.

SECTION 7 – HAND, FOOT & MOUTH DISEASE (HFMD) BENEFIT – Applicable to Child Cover Only

If, during the Period of Insurance, any of Your Children sustains Hand,