Personal Finance
20+ years of liquid net worth tracking and what I discovered
By GlobalPassiveIncome  •  June 24, 2022
Liquid net worth tracking from 1994 to 2022 I gathered over 18 years of personal financial data from my old bank and brokerage account statements from 2004 till 2022 and plot a graph (1st diagram below) that track my liquid net worth growth (excluding property as valuation is difficult to determine). The source of my liquid net worth are from my salary , interests from banks/bonds ,dividend and stock trade from my investment. For my liquid net worth data older than 2004 , I could not find any paperwork and can only estimate on what I remember in 1994. As I graduated in 1994 and started my first job, I knew I have a negative -25k debt due to a PSC student loan. I have no saving at that time as I lost all in my first business venture during my undergrad days. Therefore, I can only estimate my liquid net worth for my first 10 years from 1994 to 2004 based on the assumption I have a -25k net worth...
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By GlobalPassiveIncome
Started fixed income investing with the aim of collecting consistent dividend and interest monthly while protecting my principle capital. I invested mainly in reits ( local and overseas), MLP (overseas) , US bonds and preferred stock (or perpetual shares). For my overseas investment, I spend quite some time researching securities that will avoid withholding tax. Currently achieved 62K annual dividends and interest. My target is to achieve SGD100K or USD75K passive income before I retire in my early 50s.
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