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Better Know The Difference Between 1M65 And 4M65 – Real Wealth In CPF vs Illusionary 4M65 Wealth In The Market Depending On Market Timing
By Create Wealth Through Long-Term Investing and Short-Term Trading  •  June 29, 2022

Uncle8888 learnt first hand through Crash got Sound when he was reaching 55!

Same same! It happened to Uncle8888 when he was near 55! So what is stopping Mr Market from repeating History when you are reaching 65! 1M65 is real wealth in CPF; but 4M65 through investing in the market is an illusionary wealth depending on market timing; so we better be lucky to survive through market cycles to cash out and keep it safe or return 4M back to CPF for real 4M65 when we are nearer to 65! Long, long ago, in his late 40s; his long time FA shared this CPF SA hack (or he was actually hacked); and of course he would believe in good story of maximizing his SA and RA 4% compound interests; and invested $100K from CPF SA in XXX Global Balanced Fund!...
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By Create Wealth Through Long-Term Investing and Short-Term Trading
I am 62 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016. Single household income since 1995 with three children. Eldest son and daughter are now working and youngest son still in his 3nd year Uni in SUTD. I have been doing long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that Panda or Koala in the investment world; but I am still surviving well in the wild. I am now executing my Three Taps solution model to maintain sustainable retirement income for life till 2038. Cheers!
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