The healthcare system in Singapore is praised for being one of the most efficient in the world. The way we structure our mixed payment system is second to none. According to the Ministry of Health (MOH) themselves, there are up to 18 different subsidy and financial assistance schemes alone if you are a Singapore Citizen, with MediSave, Medishield Life, CareShield Life ElderShield, CHAS and MediFund being the six most prominent government-assisted programmes for healthcare expenditure. Government assistance can only do so much when it comes to covering the most basic form of healthcare. In fact, it is encouraged to take up private health insurance in order to get access to better healthcare treatment and accommodation in the hospital. The Differences Between Ward Tiers There are different hospitalisation wards in Singapore. In public or government-funded hospitals, wards are split into four classes: C Wards, B1 Wards, B2 Wards, and A Wards. Insurers...