Apply for either the Amex KrisFlyer (Blue) or the Amex KrisFlyer Ascend to get as much as S$250 in cash via PayNow, or a choice of hot products like ErgoTune chairs, Xiaomi handphone, or AirPods Pro! Offer is until 17th July 2022. Key differences between the Amex KrisFlyer Cards

	Amex KrisFlyer (Blue)	Amex KrisFlyer Ascend
Annual Fee	$176.55 (fee waived)	$337.05
Annual Income	$30,000	$50,000
Earn Rate	1.1 miles per dollar	1.2 miles per dollar
Lounge Access	None	4 Plaza Premium Lounge visits a year
Free Hotel Night	None	Complimentary night each year at participating Hilton Properties

Essentially, the choice boils down to whether you want to pay an annual fee for Ascend’s lounge visits and free night stay at one of the participating Hilton locations. Both cards have pretty low earn rates and shouldn’t be your card of choice since you should always put spend on a 4 miles per dollar card as far as possible....