- Accidental death benefits
- Permanent or temporary disability caused by accidents
- Medical expenses and hospitalisation benefits as a result of accidents
Not only are accidents unpredictable, they can be expensive too. Your emergency savings could be wiped out if you are hospitalised and left unable to work due to a major accident.
Be prepared for such scenarios so that you can protect yourself against uncertainties and ensure you have the necessary finances as you recover.
One way to reduce the financial risks of accidents is by getting personal accident insurance. Which plan suits you best?
What is a personal accident plan?
A personal accident plan is an insurance plan designed to provide coverage against injuries, disabilities, and death caused by accidents.
READ MORE: Should I get a personal accident insurance?
What does Personal Accident Cover?
Every policy offers different coverage, but these are the three main categories these plans cover: