It is almost impossible to “out-save” the inflation rate. One can only “out-invest” the inflation rate. Savings are risky in the long term – guaranteed. Because inflation is the gift that keeps on taking. Inflation has been trending higher, measured & unmeasured, for quite some time. We all feel inflation – the little man’s pickpocket – differently based on our spending patterns, lifestyle & location. The benchmarks like CPI (aka CPLie) & published inflation numbers are generalizations. Your mileage may vary. In fact, your mileage will vary. Are you pessimistic or optimistic about your financial future? Cynical people love pessimism because it requires zero imagination. Optimism is rare because it requires hard work & discipline. But when you see the world better than it is, opportunities become abundant. Do you feel adequately prepared? Do you know whether the price of the assets you own goes up, or whether the value of the currency you’re using to measure those assets (YOUR purchasing power) goes down? Reality check:...