My friend STE advise me that a better way to earn high returns and maintain relatively good short-term liquidity is to invest in Singapore treasury bills with six-month or one-year tenor. I think the Singapore treasury bills are pretty good if you have money that you have no idea what to do with but want to earn more interest than the measly interest given by Singapore local banks. The best thing is that it is straightforward to apply, not much hassle at all and I will show you how.

What Are Singapore Treasury Bills (T-Bills) and 1-Year SGS Bonds?

Treasury bills, or T-bills in short, are short-term securities that the Government of Singapore issues. They have a very short tenor, typically six months to one year, and they do not give you a coupon. They are issued at a discount to their face value. For example, if you apply for...