- We think it's not a great idea to be selling a HDB flat and investing the proceeds in a single stock, like what a certain media personality claims to have done.
- Diversification helps us to spread investment risks. And diversification across asset classes such equities and real estate allows us to smooth out returns.
- With inflation, we need to invest wisely and for the long term if we want to be retiring comfortably.
- We can use tools such as a retirement calculator to help us to calculate how much we'd need to earn, save, and invest to meet our retirement goals.
Diversification allows us to sleep soundly at night
TL;DR