Got big expenses to pay? Don’t use unlimited cards that give you only 1.5% cashback or 1.2 miles per dollar! Here are 4 cards that are worth your while. Card 1: Citi SMRT Card – 5% cashback with $12,000 annual cap The Citi SMRT Card, unlike many cashback and miles cards, come with no monthly cap. Instead, it has a S$12,000 annual cap which should be good enough for many big ticket items. Only online transactions qualify, and you are required to have a monthly minimum spend of S$500 before you get the 5% cashback rate on your spend within that month. This is easy to get, although travel related transactions are unfortunately excluded. Also, Citi SMRT card follows a peculiar redemption and expiry system, so do take note of that and redeem your cashback as soon as they are available to avoid...