Hi StackHomes, Foremost, thank you for your insightful articles and unbiased views on residential matters provided to the community and I believe many had benefited from it. Owning an investment property is an aspiration of many and to be honest, the thought of purchasing a 2nd property for investment has always been a frequent discussion topic with my spouse. We hope to seek your advice to help us assess our situation in a better perspective. My spouse and I are in our late 30s. We are currently staying in a 5 room resale HDB flat bought in 2014 in the West which has 73 years lease remaining. We are unlikely to move out from where we are staying in the next 5 years as my children are studying in the nearby schools with my parents being the caregiver. On the financial front, we have a combined income of $300k per annum, combined CPF OA balance of $300k...