- Smart People who decided to beat the Investment / Job / Forex / Custom officer scams by getting guaranteed returns.
- Educated People who figured out that fixed deposit is a long queue and you can do everything online conveniently
- Highly Skilled Folks who do not need the money to be doing any risky investments to generate any higher returns or the capital to inject their business.
- Old people that cannot risk waiting five year ten years for markets to recover(for why this is so,
As per title, this is a post that is meant to be offensive and sarcastic to various extents
I do envy whenever i see people saying they have subscribed into the Singapore Savings Bond or the T-bills.
They have effectively secured guaranteed returns of around 3% (3.32% for the latest t-bill)
(1.66% Returns Secured)
I think they can pat themselves on the back and say they are the privileged ones.
The privileged group include the following
