Choosing the right mortgage and managing your mortgage cost is VITALLY important!
The interest rate environment is ever changing and I'd use this space here to share with you my strategy if I were to take a NEW HOME LOAN NOW or do a REFINANCING NOW.
Why?
From my analysis as what I've share on the YouTube channel, it short term interest rates are likely to stay high. Perhaps it's only after 2024 that is uncertain? Fixed home loans can potentially save you cost if interest rates climb BUT only if the fixed rate is reasonable too.
If you would like to support our channel and get referred to a mortgage broker I work with closely to get the plan below, do email me at joshtantap@gmail.com
BEST FIXED RATE - DBS 2 or 3years
BEST FLOATING RATE For Amount above $500,000 - UOB
Edition Oct2022! BEST TERM INSURANCE PLAN (Josh Tan Choice!)
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